Kathy Spencer Reviews

Three years ago, my husband Brian (pictured above) was upward for a big advertising when he had been hit with a horrible flu that within days landed him at the hospital using life-threatening pneumonia. As the primary breadwinner for our family of six, his bills and absence from work struck us hard financially.

While he was recovering, I started scheming ways we could save money. I'd always followed shop promotions and casually clipped coupons, but it wasn't a "lifestyle," per se. One day in between trips to the hospital, so I rushed to buy juice. I discovered a bottle of cranberry that has been that I happened to get a coupon for. The coupon gave me a buck off that new, so guess what is . That's when the light bulb went off - What if I applied this shopping strategy? From this day on, I began challenging myself to search at no cost.

Now, we look like we have it all. We reside in a 3,000 square-foot house on nearly 3 acres of property in a wealthy community. My husband and I even drive vehicles that we paid for in cash. My kids and I use clothing. Our oldest is in school and we don't have any credit card debt. What is more, my spouse and I never fight about money. How many married couples could say that?

The fact remains that my husband never got his promotion; he earns $45,000 annually. And yet, to take a walk through our home and sit down at our dinner table, you would never know that "on paper," we're deemed low-income. For significantly less we now live a life of abundance because I have discovered the key to getting more of what we need. And guess what? You can learn how to shop at no cost and have it all.

Kathy Spencer Quality Chart